Meaning: adjusted according to an index, often for inflation

Part of speech: adjective

Example: The salary is index-linked to the cost of living.

Category: Finance

Synonyms:

• inflation-linked
• adjusted

Meaning: A payment plan where a total amount is paid in smaller, regular amounts over time.

Part of speech: noun

Example: She chose an instalment plan to buy the car.

Category: Finance

Synonyms:

• payment plan
• financing option

Antonyms:

• lump sum
• full payment

Meaning: A specific occurrence of a payment in an instalment plan.

Part of speech: noun

Example: The first instalment instance is due next month.

Category: Finance

Synonyms:

• payment instance
• installment

Meaning: A written acknowledgment of a debt.

Part of speech: noun

Example: He gave me an IOU for the money he borrowed.

Category: Finance

Synonyms:

• debt acknowledgment
• promissory note

Meaning: a high-risk bond with a low credit rating

Part of speech: noun

Example: Investors often avoid junk bonds due to their risk.

Category: Finance

Synonyms:

• high-yield bond
• speculative bond

Meaning: Money that must be accepted if offered in payment of a debt.

Part of speech: noun

Example: In the United States, the dollar is considered legal tender.

Category: Finance

Meaning: To give something to someone temporarily.

Part of speech: verb

Example: Can you lend me a pen?

Category: Finance

Meaning: A person or organization that lends money.

Part of speech: noun

Example: The lender approved my loan application.

Category: Finance

Meaning: The interest rate charged by a lender.

Part of speech: noun

Example: The lending rate has increased this year.

Category: Finance

Meaning: Past tense of lend.

Part of speech: verb

Example: I lent my friend a book last week.

Category: Finance

Meaning: A document issued by a bank guaranteeing payment to a seller.

Part of speech: noun

Example: The exporter received a letter of credit from the buyer's bank.

Category: Finance

Synonyms: credit document

Meaning: To impose a tax or fine.

Part of speech: verb

Example: The government decided to levy a new tax.

Category: Finance

Synonyms:

• impose
• charge

Meaning: Money that is borrowed and expected to be paid back with interest.

Part of speech: noun

Example: She took out a loan to buy a car.

Category: Finance

Synonyms: credit

Antonyms: debt

Meaning: A person or entity that lends money at extremely high interest rates, often illegally.

Part of speech: noun

Example: He fell into debt with a loan shark.

Category: Finance › Illegal Lending

Synonyms: usurer

Meaning: A single payment made at one time.

Part of speech: noun

Example: He received a lump sum as a settlement.

Category: Finance

Synonyms:

• one-time payment
• single payment

Meaning: A financial institution that provides services to businesses.

Part of speech: noun

Example: The merchant bank helped the company with its investments.

Category: Finance › Banking

Synonyms:

• investment bank
• commercial bank

Meaning: A banker who works for a merchant bank.

Part of speech: noun

Example: The merchant banker advised the client on investments.

Category: Finance › Banking

Synonyms:

• investment banker
• financial advisor

Meaning: A person who hoards wealth and spends as little money as possible.

Part of speech: noun

Example: The miser refused to donate even a small amount to charity.

Category: Finance

Synonyms:

• stingy person
• cheapskate

Antonyms:

• generous person
• spender

Meaning: Reluctant to spend money; stingy.

Part of speech: adjective

Example: His miserly habits made it hard for him to enjoy life.

Category: Finance

Synonyms:

• stingy
• tightfisted

Antonyms:

• generous
• lavish

Meaning: To spend money or time unwisely.

Part of speech: verb

Example: He regretted misspending his savings on unnecessary items.

Category: Finance

Synonyms:

• waste
• misuse

Antonyms:

• save
• invest wisely

Meaning: A sector of the financial market where financial instruments with high liquidity are traded.

Part of speech: noun

Example: Investors often use the money market for short-term investments.

Category: Finance › Investments

Synonyms:

• financial market
• cash market

Meaning: A payment order for a pre-specified amount of money.

Part of speech: noun

Example: I sent a money order to pay my bills.

Category: Finance › Payments

Synonyms:

• payment order
• money transfer

Meaning: A person or institution that lends money at interest.

Part of speech: noun

Example: The moneylender charged high interest rates.

Category: Finance › Banking

Synonyms:

• lender
• creditor

Meaning: A loan specifically for purchasing property, secured by the property itself.

Part of speech: noun

Example: They took out a mortgage to buy their first home.

Category: Finance › Real Estate

Synonyms:

• loan
• debt

Antonyms:

• asset
• cash

Meaning: An investment program funded by shareholders that trades in diversified holdings.

Part of speech: noun

Example: He invested in a mutual fund for retirement.

Category: Finance

Synonyms: investment fund

Meaning: A system of social security in the UK.

Part of speech: noun

Example: He pays national insurance contributions every month.

Category: Finance

Synonyms: social security

Meaning: A situation where the value of an asset is less than the amount owed on it.

Part of speech: noun

Example: Many homeowners faced negative equity during the housing crisis.

Category: Finance

Meaning: A sum of money saved for future use, especially for retirement.

Part of speech: noun

Example: She has a nice nest egg for her retirement.

Category: Finance › Savings

Synonyms:

• savings
• fund

Meaning: Referring to the amount remaining after deductions, especially in finance.

Part of speech: adjective

Example: Her nett profit increased this quarter.

Category: Finance › Accounting

Synonyms:

• net
• clear

Meaning: A coin worth five cents in the U.S. and Canada.

Part of speech: noun

Example: He found a nickel on the sidewalk.

Category: Finance › Currency

Synonyms: five-cent coin

Meaning: Failure to make a payment that is due.

Part of speech: noun

Example: Non-payment of the bill will result in penalties.

Category: Finance

Synonyms:

• default
• non-fulfillment

Meaning: Existing only in theory; not practical.

Part of speech: adjective

Example: The notional value of the asset is much higher than its market value.

Category: Finance

Synonyms:

• theoretical
• hypothetical

Antonyms:

• practical
• real

Meaning: A deficit in a bank account caused by withdrawing more than the account holds.

Part of speech: noun

Example: She was charged a fee for her overdraft.

Category: Finance › Banking

Meaning: Having withdrawn more money than is available in an account.

Part of speech: adjective

Example: His account was overdrawn after the unexpected expenses.

Category: Finance › Banking

Meaning: To spend more money than intended or budgeted.

Part of speech: verb

Example: They tend to overspend during the holidays.

Category: Finance › Budgeting

Synonyms:

• exceed
• overexpend

Antonyms: underspend

Meaning: To assign too high a value to something.

Part of speech: verb

Example: Investors often overvalue new startups.

Category: Finance › Valuation

Synonyms:

• overestimate
• inflate

Antonyms: undervalue

Meaning: To be under obligation to pay or give something to someone.

Part of speech: verb

Example: I owe you ten dollars.

Category: Finance › Debt

Synonyms:

• be indebted to
• repay

Antonyms: repay

Meaning: Currency made of paper, as opposed to coins.

Part of speech: noun

Example: I prefer using paper money for small purchases.

Category: Finance

Synonyms:

• cash
• currency

Meaning: A book used to record bank transactions.

Part of speech: noun

Example: He checked his balance in the passbook.

Category: Finance

Synonyms:

• bank book
• savings book

Meaning: To give an item to a pawnbroker in exchange for money.

Part of speech: verb

Example: He decided to pawn his guitar for some cash.

Category: Finance

Synonyms:

• hock
• pledge